职位要求
1) Customerriskassessmentandmitigation.50%a.Assessescustomercreditconditionbasedoncompanyexperience,salesinput,agencyreports,financialstatementbankstatusandavailablepublicandnon-publicchannel.Abletointerprettheimplicationoffinancialreportsandprovidevaluableriskadvicetobusinesspartnersonourleverageintermsofbusinessmovement,industryriskandgovernmentpolicy.b.Assignsriskratingsandestablishescreditlimitsbasedondeepstudyofcustomercreditworthinessandindustrytendency.c.Thispositionisrequiredstrongpersonalcharacterineffectivecommunicationwithcommercialleadersandinternalsupportfunctions.Achieveawell-balancedbusinessrewardsandcreditrisks.Capableofinfluencing,convincingtodeclinecreditgrantingtohighriskcustomerbyprofessionalindustryunderstanding.d.Proactivelyworkwithstakeholderstoupdatecustomercreditriskandsetupshorttermandlongtermactionplanforimprovinginternalprocessandcustomeragingstatus.e.Timingofriskassessmentwithinestablishedserviceagreements.f.Meetswithcustomerswhenappropriatetoassessandmitigaterisk,andtodevelopcustomerfinancerelationships.2) Orderholdforoverlimitandaging10%a.Addresscustomerordersheldsystematicallyforoverlimitandagingconditionswithappropriatecompanyresource―Manager,CustomerService,Sales,orCustomerbasedontheissuesandscopeoftheexposure.b.Manageonasystematicbasisinreceivablebalanceprojectionintermsofvalueofonholdorderandsalesforecastinlowandpeakseason,proactivelyworkswithcommercialteamandCustomerServiceteamtoavoiddelaysofcustomerorders.3) Collectionactivities.25%a.Determinesappropriatenextstepsforcollectionactionaftercommercialtamhasexecutedroutinefollowupwithoutsuccess.b.CollaborateswithSalesManagerstodeterminebestapproachwithcustomersfordelinquencyissuesandfutureorders.Thisactivityincludesweeklycallandsetupmonthlymeetingforreviewingthemovementofuncollectable.c.Recommendsoptionsand/orescalatesdelinquencyissuestocommercialstakeholdersforcomplexissues(paymentagreements,placements).d. Respondtocustomerpotentialinsolvencybyworkingwithlegalfirmtominimizebaddebtexpense.4) Reportingandad-hocassignment15%a.ARreporting:DSOvsBPDSOreport.Watchlistofhighriskandlongpastduecustomers.Portfolioanalysis(Margin,revenue,paymenttermandcollectiondays)b.Industrytendencyanalysisc.InitiativeinOTCprocessimprovement MINIMUN REQUIREMENTS 1. Bachelor degree in Finance or Business administration 2. 10 years working experiences with commercial or commensurate financial management in which 5+ years with risk analysis and credit control area in MNC . Experiences of banking or finance institution is preferred. 3. Excellent excel skills: V-look up, pivot table, Marco (a plus) Very hands on working attitude. 5. Effective communication skills with strong data analytical ability 6. Exposure to manufacturing environment and multinational company is an advantage. Solar energy and Photovoltaic industry will be a strong plus for being quick paced. 7. Demonstrated a good level of written & verbal communication skills in English.